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Calculator

Are you buying customers
for less than they are worth?

LTV:CAC decides whether spending more is growth or a slow leak. Payback period decides whether you can afford it this quarter.

Lifetime value on gross margin, not revenue - revenue LTV is how brands talk themselves into unaffordable CAC.

Every figure here is your own input and the arithmetic is plain - no hidden coefficients and no benchmark of ours baked in. Estimates, not a guarantee. Nothing is sent anywhere: the maths runs in your browser.

LTV : CAC
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LTV : CAC

Lifetime revenue—
Lifetime value (on gross margin)—
First-year margin per customer—
Payback period (months)—
Headroom before CAC breaks even—

More calculators: see all twelve in the calculator library, or read the questions we get asked most.

HR
Reviewed by
Himanshu Ranjan · Founder & Lead Engineer, PantheraaLast updated 2026-09-14

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